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4-point Inspection

$100.00

A 4-point inspection is a limited insurance inspection commonly required by Florida insurance companies for older homes. This inspection focuses on four major systems of a property: roofing, electrical, plumbing, and HVAC. Insurance providers use this information to assess the condition and insurability of a home.

During a Florida 4-point inspection, we evaluate the visible and accessible components of each system, noting their age, overall condition, and any existing deficiencies. The inspection identifies safety concerns, outdated materials, leaks, or signs of deterioration that could impact insurance coverage or require repairs.

Integrity First Property Inspections provides thorough and accurate 4-point inspections completed in accordance with insurance carrier requirements. Our inspector documents findings with clear explanations and photos to help streamline the underwriting process and avoid unnecessary delays.

Whether you are purchasing an older home, renewing your insurance policy, or switching insurance carriers, a professional 4-point inspection helps ensure your home meets insurance guidelines and keeps your coverage moving forward.

A 4-point inspection is a limited insurance inspection commonly required by Florida insurance companies for older homes. This inspection focuses on four major systems of a property: roofing, electrical, plumbing, and HVAC. Insurance providers use this information to assess the condition and insurability of a home.

During a Florida 4-point inspection, we evaluate the visible and accessible components of each system, noting their age, overall condition, and any existing deficiencies. The inspection identifies safety concerns, outdated materials, leaks, or signs of deterioration that could impact insurance coverage or require repairs.

Integrity First Property Inspections provides thorough and accurate 4-point inspections completed in accordance with insurance carrier requirements. Our inspector documents findings with clear explanations and photos to help streamline the underwriting process and avoid unnecessary delays.

Whether you are purchasing an older home, renewing your insurance policy, or switching insurance carriers, a professional 4-point inspection helps ensure your home meets insurance guidelines and keeps your coverage moving forward.

What is a 4-point inspection?

A 4-point inspection is a limited insurance inspection required by many Florida insurance companies for older homes. It evaluates the condition of four major systems: the roof, electrical, plumbing, and HVAC. The inspection helps insurers determine risk and eligibility for coverage.

Why do Florida insurance companies require a 4-point inspection?

Insurance carriers use 4-point inspections to assess the safety, age, and condition of a home’s major systems. Homes with outdated wiring, aging roofs, plumbing issues, or failing HVAC systems may present higher risk, which can affect coverage or premiums.

What does a Florida 4-point inspection include?

A Florida 4-point inspection includes a visual evaluation of the roof covering, electrical panels and wiring, plumbing systems, and heating and cooling equipment. The inspection focuses on visible and accessible components and documents findings with photos and notes.

Is a 4-point inspection the same as a home inspection?

No. A 4-point inspection is limited in scope and is designed specifically for insurance purposes. A full home inspection provides a much more comprehensive evaluation of a property’s structure and systems.

How long does a 4-point inspection take?

Most 4-point inspections take 30 to 45 minutes, depending on the size of the home and system accessibility. Reports are typically delivered quickly so they can be submitted to the insurance company without delay.

When should I get a 4-point inspection?

You may need a 4-point inspection when insuring an older home, renewing a policy, switching insurance providers, or if requested by your insurance carrier. Completing the inspection promptly can help prevent coverage delays or policy cancellations.